Expertise

Debt Recovery

DEBT RECOVERY LAWYER IN DAPTO

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Debt Recovery Law Specialists


We assist commercial clients across Dapto with effective debt recovery solutions. From small start-ups to well-established enterprises, our team helps protect your interests and support your long-term goals.

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Readily Accessible


Our commercial lawyers work with clients throughout Dapto and across NSW. You can visit our local office or reach us by phone or email for prompt advice whenever your business needs guidance.

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Tailored Legal Solutions


Each business operates differently, and our role is to identify what works best for you. We provide legal services that help your business achieve lasting results in Dapto’s competitive market.

Here to Help

What happens when a debtor stops responding and payments stall? Unpaid debts can quickly affect cash flow, slow down growth, and place unnecessary pressure on your business. For individuals and companies in Dapto, recovering what’s owed can be frustrating and time-consuming.


Our debt recovery lawyers provide practical support to help you recover funds quickly and cost-effectively. We focus on efficient action, clear communication, and strategies that protect your commercial relationships wherever possible.


If invoices remain unpaid or an agreement has been breached, we can handle correspondence, issue formal demands, and proceed with enforcement when needed. With our team managing the process, you can focus on your business while we work to recover the debt.

Business, Commercial & Corporate


Area of Expertise

How Can Our Debt Recovery Lawyers in Dapto Help?

Unpaid debts can quickly interrupt cash flow and put pressure on your operations. Acting early makes all the difference. The sooner a debt is addressed, the greater the chance of recovery.


Kells supports clients across Dapto with strategic and legally sound debt recovery solutions. We combine practical negotiation with firm legal steps to encourage repayment and, if needed, escalate matters through the courts. Unlike standard collection services, we can move beyond reminder notices to enforce your rights under the law.


For business owners, our focus is on restoring cash flow and easing the pressure on internal teams. You won’t need to chase overdue accounts or waste resources on drawn-out processes. Whether it’s a single unpaid invoice or an ongoing series of debts, we’ll manage recovery efficiently so you can keep your attention on running and growing your business.


We’ve assisted clients from a wide variety of industries, achieving positive outcomes through strategic discussions, legal proceedings, and negotiated payment resolutions, including:

  • Aged care providers – including recovery against deceased estates, liaising with executors during estate administration, and managing matters involving pensioners with limited means
  • Local councils – pursuing unpaid rates and rectification costs from individuals and corporations, including winding-up proceedings
  • Lenders – managing possession proceedings after loan defaults, handling sales as mortgagee in possession, and addressing hardship applications under the Farm Debt Mediation Act
  • Building contractors – enforcing rights under the Building and Construction Industry Security of Payment Act and the Contractors Debts Act
  • Employers – recovering overpaid employee entitlements
  • Suppliers – securing payment through caveat lodgement under charging provisions


Our experience and services include:

  • Preparing and issuing letters of demand
  • Conducting court proceedings in the Local, District and Supreme Courts to obtain judgment debts, charging orders and garnishee orders
  • Arranging for writs of execution on property
  • Preparing statutory demands (for corporations) and bankruptcy notices (for individuals)
  • Acting on winding up proceedings (for corporations) and sequestration hearings (for individuals)
  • Acting on mortgagee in possession sales.

Get Dependable Debt Recovery Law Advice in Dapto

Need legal advice on recovering unpaid debts? Contact our team today, and one of our debt recovery lawyers will respond promptly to discuss your situation and outline how we can assist.

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Speak to a Commercial Lawyer

Our team is here to provide clear, practical advice to help you make confident business decisions.

Business, Commercial & Corporate


Area of Expertise