BANKING & FINANCE LAWYERS KIAMA

Finance Law Specialists

Whether you are establishing a new business in Kiama or managing ongoing financial operations, our team provides a broad range of services to support your commercial and financial objectives.

Complete Range of Services

We assist clients with matters such as drafting and reviewing loan agreements, advising on finance structures, and assessing compliance obligations, among others.

Readily Accessible

With offices in Kiama and across the Illawarra, we are well positioned to provide accessible, reliable legal assistance for both individuals and businesses.

Bespoke Legal Solutions

We take the time to understand your business priorities before developing strategies that align with your goals.

Here To Help

Looking to secure finance or put together clear loan and security documents? Unsure of your obligations within a lending arrangement? Banking and finance law can be highly technical, with strict regulations and significant financial implications for both lenders and borrowers.

At Kells, our banking and finance lawyers assist clients in Kiama and beyond, including institutional and private lenders, brokers, and individuals. We provide comprehensive support across transactions to ensure agreements are enforceable, properly documented, and aligned with your commercial objectives. Our focus is on helping you complete financial arrangements that support long-term stability and growth.

Call (02) 4232 7201

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How Can Our Banking & Finance Lawyers in Kiama Help?

Every financial transaction carries risk, particularly with strict regulations, complex compliance requirements, and the potential for significant financial consequences. Without the right legal support, banking and finance matters can quickly become difficult to manage.

At Kells, our banking and finance lawyers in Kiama assist both lenders and borrowers across a broad range of matters. Beyond drafting and reviewing loan and security documents, we provide advice on structuring finance arrangements, addressing compliance obligations, and managing risk in commercial dealings. Our goal is to safeguard your interests while supporting your financial and business objectives.

We act for clients across the spectrum, including institutional lenders, private financiers, local business owners, and individuals in Kiama. Because we understand the perspectives of both sides of a transaction, we provide practical and commercially focused advice. Whether you are seeking finance, preparing agreements, or enforcing existing arrangements, we help you minimise risk and move forward effectively.

Here’s how we assist lenders and borrowers:

Lenders

Our team has extensive experience in both establishing loan arrangements and acting on enforcement matters for lenders across New South Wales, including Kiama.

Loan origination
We have prepared and documented more than 12,000 consumer and commercial loans, covering a broad range of security structures such as unsecured lending, mortgages, security interests, guarantees, and caveats.

Accuracy and efficiency are central to our approach, delivering well-drafted documentation with fast turnaround times. This allows lenders to meet the tight deadlines that often arise in borrower-driven transactions.

We also assist in developing and reviewing template loan and security documentation to remain compliant with legal and regulatory requirements. Our services extend to trust deeds, presale agreements, building contracts, and related due diligence. This helps lenders proceed with confidence, knowing their agreements are structured to be enforceable.

PPSR
Our team manages Personal Property Securities Register (PPSR) registrations for lenders, making sure security interests over personal property are recorded correctly and within statutory deadlines. This ensures lenders are in the best position to enforce their rights if required.

Enforcement
We have acted in more than 800 mortgage enforcement and possession cases, including complex matters involving fraud and allegations of unconscionable conduct.

Borrowers

We support borrowers in Kiama by providing practical financing strategies, reviewing security arrangements, and negotiating loan terms that reflect their objectives.

Our banking and finance team advises on a wide range of lending structures, including mortgages, charge finance, equipment loans, reverse mortgages, and guarantees. We focus on helping borrowers understand both their obligations and entitlements so they can make informed decisions.

For clients entering into lending arrangements between their own entities, we work closely with accountants and financial advisors to properly document and secure these transactions. This reduces risk and ensures agreements are clearly drafted and enforceable.

Get Trusted Banking & Finance Law Advice in Kiama

If you are dealing with a banking or finance matter, professional legal advice can make all the difference. At Kells, our experienced Kiama banking and finance lawyers are ready to assist. Contact us today to arrange a discussion about your situation.

Call (02) 4232 7201

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OUR TEAM

Our Expert Lawyers

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By Kells Lawyers • July 9, 2020

The Consumer Data Right went live on 1 July. Do you know what this means for you?

Should I participate in a class action against my bank?

By Kells Lawyers • July 25, 2019

Following the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, class actions against banks are increasing, along with the financial advisory and superannuation industry.

A $50 Million Mistake? The Biggest Australian PPSA Case Yet

By Amy Harper, Partner • February 3, 2016

If recent media reports of impending legal proceedings in the Supreme Court of NSW by the receivers of Forge Group Limited are correct, a failure by APR Energy to register its interest on the Personal Property Securities Register ('PPSR') may have cost APR Energy a whopping $50 million.