Expertise

Residential Aged Care

SPEAK WITH A SHELLHARBOUR ESTATE PLANNING LAWYER

Retirement Estate Planning Specialists


We make estate planning less daunting by offering a clear and efficient approach from the outset. Drawing on extensive experience, our team supports you through each step with strategic legal advice.

Comprehensive Services


Whether you are planning your retirement or are moving into a retirement village, Kells provides a full spectrum of estate planning solutions to help you out with your matter.

Conveniently Located


With offices in Shellharbour and across the Illawarra, we are well-positioned to assist individuals and families throughout New South Wales.

Personalised Legal Solutions


Every person’s situation is different. That’s why we take the time to understand your specific priorities, creating plans that support your long-term intentions and protect your legacy.

Here to Help

Thinking about retirement or transitioning into residential aged care involves more than just choosing where to live. From understanding care contracts and accommodation costs to managing entry arrangements and ongoing responsibilities, the process can quickly become an intricate affair to manage.


Whether you're weighing up retirement living options or preparing for a move into aged care, the number of decisions to make can feel overwhelming. At Kells, we help simplify the process. Our team works with you to review contracts, assess financial implications, and provide clear legal advice so you can make well-informed choices with confidence and peace of mind.

Wills, Estate Planning & Trusts


Area of Expertise

How Can Our Estate Planning Lawyers in Shellharbour Help?

At Kells, we support individuals and families as they plan for retirement or prepare to move into a retirement village or aged care facility.


With Australians living longer than ever, there’s a growing need to address the realities that come with ageing. These include not only health and lifestyle considerations but also the financial and contractual aspects tied to aged care and retirement living. From accommodation agreements to ongoing care costs, the choices can be complex and far-reaching.


Deciding on the right retirement or aged care option is a significant step that often involves both practical and emotional factors. Our team helps you review the fine print, assess your priorities, and make decisions that support your long-term wellbeing and financial security.


Factors that you should be aware of include:

  • The entry fee
  • Ongoing administration fees
  • The grounds on which you can terminate the agreement or change facilities if needed
  • Your financial resources and your capacity to maintain payment of fees
  • Whether your proposed aged care provider requires you to hold enduring power of attorney or appointment of enduring guardian documents prior to entry
  • How you are acquiring the property (leasehold, freehold, strata etc).
  • Unlike other property purchases, there are factors unique to aged care that mean that your estate planning may not be as simple as it previously was, particularly if family or friends have helped pay for your move with the intention that your estate will repay them.
  • Selling such properties can also be different to the usual method that houses or apartments are subject to.

Our team can assess your retirement village or aged care contract, highlight any problematic clauses, and negotiate changes where required. We also handle the financial settlement process and coordinate the transition into your new accommodation or care arrangement, helping everything proceed with minimal stress.

Get Professional Retirement Estate Planning Advice

If you have any questions or are you looking for the right professional advice for your retirement, contact us today and let our qualified estate planning lawyers assist you.

Speak to a Wills & Estates Lawyer

From drafting your Will to managing probate and complex estate matters, our team offers clear, compassionate legal support tailored to your circumstances.

Wills, Estate Planning & Trusts


Area of Expertise